Christmas is approaching soon. Those of you who have been super busy with life after the lockdown has been lifted may not have had time to sit down and think of planning to have a Christmas party. While eating out can be simple, it can also be unnecessarily expensive if you’re on a tight budget. Here are 10 quick tips to celebrate Christmas on a budget:
Tag: Frugal Thinking
10 Products You Should Never Pay Full Price For
With stores closing down, clearance, or other deals, there are many products that are sold lower than the RRP (recommended retail price). The exact same products may cost lower, even less than half price when being sold in bulk, on a certain day, through certain wholesalers or alternative companies offering similar products/services. Below are the top 10 most common products/services you should never pay full price for:
15 Frugal Habits that Save Money
Saving money is not only about budgeting smartly. We also need to cultivate a frugal lifestyle to make saving money achievable. Below are 15 frugal habits that save money:
7 Frugal Living Tips During Coronavirus Lockdown
While there are still savings and government aid to help ease the financial burden of living costs, we often feel it’s not enough and many of us end up borrowing money from financial institutions hoping this loan can be quickly paid off when we go back to ‘normal’. If it’s possible, don’t borrow at all and adjust the living expenses to whatever available income at the moment.
The Difference Between Frugality and Minimalism – Which One Is Better?
While many websites suggest that being frugal means being cheap and thrifty, I’ve mentioned in my About page that there is a difference between being cheapskate, thrifty and frugal as summarised below:
Why Should We Live Frugally?
During the Great Depression and World War II, a frugal lifestyle was merely a means to survive, a necessity. But these days it’s a choice
Five Important Questions Before Making Any Purchase
You think about it night and day because you really really want it but buying it means you’ll have to sacrifice other needs temporarily as your money is not unlimited. Here are five important questions you should ask (and answer) yourself before making the purchase.
How to Tell the Difference Between YOUR Wants and Needs
It is sometimes tricky to tell the difference between wants and needs and this can differ between individuals. But generally speaking, there are two levels