Many of us got into debts with the assumption that we can pay them quickly. But one thing led to another, we ended up with more debts. Worse, these debts come with high interests and some have even higher interests. We waste money on interests and put unnecessary stress in our lives. Here are 8 simple tips on paying the debts faster:
Tag: Budgeting
Budgeting for Irregular Income: 5 Tips
These days having a permanent job with a regular salary seems to be a luxury. Many jobs have changed to casual with no guarantee that you’re going to work every day, which means, when you don’t work, you don’t receive any money. Here are 5 tips for budgeting for those with irregular income.
How to Avoid Overspending: 5 Tips
Overspending is a surefire way for financial disaster. While the solution is simple in theory (just don’t overspend!), the reality, of course, is not that simple. Humans are pretty much emotional creatures. Most of us often know how to not overspend, but some emotions, such as the now-or-never one, can get triggered when things like pandemic or closing store discount sales happen. Here are 5 tips to avoid overspending:
What Is Zero Based Budgeting and How to Build One?
Budgeting, no doubt, is fundamental to anyone who wants to pay debt faster, to live debt-free, and to feel more financially secure about the future, especially for retirement. Zero Based Budgeting is one of the most common methods of budgeting. This post discusses about what Zero Based Budgeting is and how to build one.
How to Stick to Your Budget: 10 Tips
The hard part of sticking to the budget is not just spending no money when we don’t have money, but also when we have too much money. Entrepreneurs can earn much more than the average monthly income but in the next month or two, they may earn nothing, especially when the overall economy is not performing well due to whatever reasons, including the latest event: the lockdown restriction due to Covid. Below are 10 tips on how to stick to your budget:
Personal Budget: The 13 Must-Have Categories
Creating an ideal budget can be tricky as there’s no one-size-fits-all type of budget. A budget should suit our lifestyle and therefore, it’s important to identify what our priorities are. However, even though there’s no one-size-fits-all type of budget, there are must-have categories for a budget to work accordingly. Here are the 13 must-have categories:
5 Best Free Apps to Track Your Money
While tracking our spending can be easily done by writing it down on a book or a piece of paper, this simple method is not easy to use when we want to analyse our spending in a more visualised way, e.g. seeing the spending in a form of graph or chart. Whether you want to track your spending to save money, pay off debts faster, or put an end to late payment fees, having a spending tracker or budget app can make your life easier and simpler.
Budgeting for Startups – 8 Essential Tips
For startups the income is not (and won’t be) as regular as expected. Therefore, budgeting has to be done with extra careful consideration, making sure that you have something to eat when you are not making any money.
What Is Budget? Where Do You Start? How to Stick to It?
What is budget? Is it really difficult to set one? Where do you start? How to stick with it?
Money Saving Tips for Full Time Students
Living as a full-time student, away from parents, with limited money and a lot of needs is not an easy task. There are unlimited ways to spend money to have fun, buy books and stationery but the money you have as a full-time student is never enough. Unless you have a job or investment that pays you well regularly, as a full-time student you will have to manage your money carefully. Here are some tips on how to save money as a full-time student: